HOUZD to ADUeasy
Factory Build ADU | Existing Footprint Garage Conversion
Detached ADU
The unit is physically separated from the primary residence and any other structure on the property
Attached ADU
The unit is attached to the primary structure.
Conversion
Existing space that is converted into an independent living space
JADU - The unit is not more that 500 square feet in size and is converted from existing space within a single family residence. may include separate sanitization facilities or may share with existing structure.
Legalization - Unpermitted structure or permitted structures illegally converted (i.e. garage conversion) Can be attached or detached.
Programs
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Up To 175K
Can be combined with the CalHFA ADU Predevelopment Grant + City & County Grant or Subsidy Program 210K
5.99% APR
20-Year Loan Term
Available to Income Eligible Owner-Occupied Owners
Construction Fund Disbursed | Four Phases Of Project
Contractors | Preferred Partners of Program
Our ADU solutions are designed with sustainability and carbon footprint reduction in mind, providing an affordable and eco-friendly housing option. Modern factory-built ADUs are meticulously crafted in dedicated home-building facilities, overseen by HUD inspectors and professional teams in a controlled environment. This indoor construction process eliminates weather delays and ensures higher quality control. Factories can build homes more rapidly and cost-effectively than traditional methods, resulting in lower costs for your new home.
Innovations in offsite construction technology have made factory-built homes an appealing choice for ADUs. These advancements offer customizable, energy-efficient, and high-quality homes that are built faster and at a lower cost, using environmentally friendly building techniques. This initiative reflects our dedication to supporting homeowners and strengthening our long-standing community relationships.
#ADUeasy and
Process Flow for Participants
Factory-Built ADU
By following these easy steps, homeowners can efficiently navigate the process of financing and installing a Factory-Built ADU with the support of
HOUZD \ HPP CARES and the ADUeasy Financing program.
Homeowner Action: Investigate local regulations and permits required for Factory-Built ADUs.
Purpose: Ensure compliance with local zoning and building codes.
Research Local Permits
Step 1
Homeowner Action: Reach out to a Factory-Built ADU retailer to obtain pricing and available models. If unsure contact adu@hppcares.org for assistance
Purpose: Get an understanding of costs and options for the ADU.
Select a Contractor'
Step 2
Homeowner Action: Choose a contractor to provide estimates for on-site improvements such as foundation, utilities, and landscaping.
Purpose: Determine the overall project cost including site-specific work.
Contact HOUZD|HPP CARES ADUeasy for Financing
Step 3
Homeowner Action: Apply for a Factory-Built ADU loan with HOUZD\ HPPCARES to finance the entire ADU project.
Purpose: Secure the necessary funding for the ADU and related improvements.
Application Review
Step 4
HOUZD|HPPCARES Action: Review the homeowner’s loan application and required documents to assess eligibility for Factory-Built ADU financing.
Purpose: Verify the homeowner’s qualifications and project feasibility.
Loan Approval and Project Commencement
Step 5
HOUZD|HPPCARES Action: If approved, issue loan approval to the homeowner.
Homeowner Action: Notify the ADU retailer and contractor to begin the project.
Purpose: Initiate the construction and installation process.
Issuance of Payments
Step 6
HOUZD|HPPCARES Action: Disburse funds for the purchase of the Factory-Built ADU and provide progress payments for on-site construction and installation work.
Purpose: Ensure timely payment to vendors and contractors, keeping the project on track.
Enjoy Your New ADU
Step 7
Homeowner Action: Move into and enjoy the benefits of your newly installed Factory-Built ADU.
Purpose: Experience the added space, potential rental income, or accommodation for family members.
Enjoy Your New ADU
Step 8
#ADUeasy and
Process Flow for Participants
Garage Conversion
By following these easy steps, homeowners can efficiently navigate the process of financing and converting an existing garage into an ADU with the support of
HOUZD \ HPP CARES ADUeasy.
Homeowner Action: Investigate local regulations and permits required for converting an existing garage into an ADU.
Purpose: Ensure compliance with local zoning and building codes.
Research Local Permits
Step 1
Homeowner Action: Choose a contractor to provide estimates for the garage conversion, including necessary improvements such as plumbing, electrical, and structural modifications.
Purpose: Determine the overall project cost, including all site-specific work.
Select a Contractor
Step 2
Homeowner Action: Apply for a garage conversion ADU loan with HOUZD|HPP CARES ADUeasy to finance the entire project.
Purpose: Secure the necessary funding for the conversion and related improvements.
Contact HOUZD|HPP CARES ADUeasy for Financing
Step 4
HOUZD|HPP CARES ADUeasy Action: Review the homeowner’s loan application and required documents to assess eligibility for ADU financing.
Purpose: Verify the homeowner’s qualifications and project feasibility.
Application Review
Step 5
HOUZD|HPPCARES Action: If approved, issue loan approval to the homeowner.
Homeowner Action: Notify the contractor to begin the garage conversion project.
Purpose: Initiate the conversion process.
Loan Approval and Project Commencement
Step 6
HOUZD|HPPCARES Action: Disburse funds for the garage conversion and provide progress payments for on-site construction and installation work.
Purpose: Ensure timely payment to vendors and contractors, keeping the project on track.
Issuance of Payments
Step 7
Homeowner Action: Move into and enjoy the benefits of your newly converted ADU.
Purpose: Experience the added space, potential rental income, or accommodation for family members.
Enjoy Your New ADU
Step 8
Certifications
Start Your Home Ownership Journey Today!
Potential Grants and Financial Incentives for ADUs
CITY | COUNTY Specific Grants | Subsidies
(Please Note Funding May Vary)
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San Diego Housing Commission ADU Finance Program
The program provides financial assistance in the form of construction loans (up to $200,000) and technical assistance (at no cost to the homeowner) that helps homeowners understand and complete the process of building an ADU.
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City of Clovis: ADU Finance Program
Provides financing to eligible property owners seeking funding to build or repair ADUs on their existing single-family lot in the City of Clovis.
Offers forgivable loans up to $40,000 to homeowners who rent ADUs to low-income households at affordable rents for up to 20 years.
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San Mateo County: One Stop Shop Program
Provides no-cost support from Hello Housing with the design, permitting, and project management involved with building an ADU.
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Monterey Bay: My House My Home Program
Creates affordable ADUs for low-income senior homeowners in the Monterey Bay area.
Provides pre-approved ADU plans and support for ADU construction.
Provides pre-approved ADU plans and support for ADU construction.
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Housing Trust Silicon Valley
Provides funding to support homeownership, rental housing, development financing, and offers programs for homeowners.